Whole Life Term Life Insurance

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Whole life insurance is the most common type of permanent life insurance and costs more than term life. This is because most policies offer coverage that’s designed to last a lifetime and pay. With term insurance, a death benefit is a primary feature. But whole life policies combine both a death benefit and a savings feature.

The downside is that at the end of the term, the policy will. Whole life or term life insurance? Know the differences between whole of life and term life. Print share key differences. Consider how the features match your objectives and budget, today and over time. Consider which benefits you value now and as. Whole life insurance is more expensive because it lasts for your whole life and has a cash value that earns a guaranteed return on cash value. Below are monthly price comparisons between term life and whole life insurance. The most common term length is 20 years;