Whole Life Insurance For Seniors Over 60

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Factors scored were to determine the best senior life insurance were: Cost competitiveness (30% of score): This measures the level of premiums and internal policy charges, including the cost of. Life insurance for 60 year old man vs.

Although it’s more expensive than other types of policies, there are affordable whole life insurance plans for those 60 and older. Average annual whole life insurance rates for men* age. 60$250,000$9,11160$500,000$18,16460$1,000,000$35,807 * estimated rates do not reflect the rates of any particular life insurance. 4. 5/5 (69 votes). At age 50 or older, term life will generally be the most affordable option for getting the death benefit needed to help ensure your family is provided for. Coverage for final expenses. A cheap term life insurance policy to consider for those over 60 years old is the protective classic choice product. This insurance plan is guaranteed level throughout the coverage period, which means that you pay the same premium until the policy ends. The death benefit has a minimum coverage amount of $100,000 and a maximum of $50 million.